Several new schemes have been launched till now and some of the old schemes have been restructured or extended seeking their progress. From uplifting of the backward states to address the issue of malnutrition among women and children, from hindering drug trafficking among the youth to set up of solar plants in the rural areas, Modi Government is taking care of all the weak areas of the Indian economy through their schemes and programmes.

1. Ayushman Bharat-National Health Protection Mission

2. Solar Charkha Mission

3. Transformation of Aspirational Districts Programme

4. National Nutrition Mission (POSHAN Abhiyan)

5. Anti-Narcotics Scheme

6. GOBAR-Dhan Yojana

7. Green Revolution-Krishonnati Yojana

8. Samagra Shiksha Scheme

9. Atal Bhujal Yojana

10. First “Khelo India School Games”

11. National Bamboo Mission (Restructured under Budget 2018)

12. One Crore Loan in 59 minutes for MSMEs

13. Deen Dayal Upadhyaya Grameen Kaushalya Yojana

14. Pradhan Mantri Make in India

15. Swachh Bharat Abhiyan

16. Sansad Adarsh Gram Yojana

17. Mission Indradhanush

Financial Benefits & Government Schemes in India for Every Woman Should Know

Financial decision making as we realize it's been revolutionised with women taking the centre stage along the way. Something of changing way of thinking, majority of the feminine working school is no longer an uncaring dependant princess, wife or mom. They take financial decisions and are establishing new perspective regarding financial freedom. While most of working school and self-employed women are aware about financial opportunities and benefits available, there are certainly others who aren't well-versed with these financial benefits. The government does everything it can to encourage women involvement and is regularly attempting to provide various financial benefits for women in the country.

Savings BANK-ACCOUNT - Many finance institutions have ‘women’s personal savings account’ that offer special discounts and cash-back to women who devote to shopping, health and fitness, food, entertainment and much more through the bank’s debit greeting card. It allows women to earn while they spend. There are many banks offering yet another discount to women on lab tests specific to women’s health. This induces women to prioritise their health and wellbeing. Additionally, women can open up a ‘Junior Bill’ for the training with their children. It has no minimum balance need if it's associated with a Recurring Deposit Consideration or a Systematic Investment Plan.

Health & Life Insurance Rates: Women can take advantage of the special medical care insurance plans and high grade rates that are customised to meet their health needs. Life insurance companies offer special strategies for girls, keeping women-centric diseases like breasts cancer in concentrate. This induces women to invest in an insurance policy predicated on their current medical health. Women enjoy less high grade with discount upto a certain years at large. Insurance superior paid on life insurance coverage is exempted under the TAX Act for women and men. Traditionally, women conclude paying less amount of superior as compared to men because women have a higher life span than men.

Low interest rate on lending options: Women trying to get a home loan can like a low interest rate. There is a difference around 0.05% on the interest rate between loan applications made by women and men. The same does apply for auto loans as well. Once you look at it regarding net interest savings, you may benefit over time.

Decrease in stamp work: Some claims in the united states offer an exemption to ladies in stamp responsibility and transfer work for conveyance deeds, sale deeds and surprise deeds. The exemption is merely applicable if the house is in the name of a female. In state governments where there is no exemption, there is a small rebate on the ratio of obligation costs for women.

Entrepreneurship: The federal government has introduced various incentives and plans to market entrepreneurship among women. A recently available scheme by the federal government targeted at financial benefits for girls, ‘Stand Up India’ allows women entrepreneurs to apply for loans between RS. 10 lakhs and RS. 1 crore in the processing and trading sector for the very first time. Bharatiya Mahila Loan provider: The lender was started with the target to funding underprivileged women who wanted to get started on their own business. In 2017, it was merged with Condition Standard bank of India. The design offers financing of up to RS. 20 crores for smaller businesses at an interest rate of 12.twenty five percent.

Mahila Udhyam Nidhi Design: This system premiered by the Punjab National Standard bank, and it aims to help women set up new projects. Loans of upto RS. 10 lakhs are sanctioned by the bank.

Annapurna Design: This structure is well suited for women who own a food catering business. It really is proposed by Bharatiya Mahila Loan provider and State Bank or investment company of Mysore. They provide lending options up to RS. 50,000 with no requirement in guarantee. The loan is usually to be repaid within an interval of 3 years.

Dena Shakti Plan: The system offers loans up to RS. 20 lakhs and is ideal for women who wish to conduct business out of education, housing and retail trading. There is a concession of 0.twenty five percent on the rate of interest.

Government Schemes are intended to help all farmers across the country and roughly 85 per cent of the total operational holdings in the country (about 43 per cent of the gross cropped area) are in the Small and Marginal Farmers (SMFs) category.  As far as the issue of such farmers qualifying for loans is concerned, the Govt. has taken several measures to facilitate their access to institutional credit including inter-alia

 

 

 

 

Published by avita dcosta