Travelling in Mumbai is synonymous with local trains and its network is at the heart of the fast-paced life that everyone associates the city with. Lakhs of commuters hop on and hop off trains each day, and as a mode of transport that’s bursting at its seems, the occasional accident is a given. As per the latest reports from the Government Railway Police (GRP) there are 406 people who died from falling off crowded trains and 871 who suffered injuries between January and July. If you are worried about an accident when travelling in a local train, you must protect yourself and your family by taking a Mumbai Local Train Cover from Bajaj Finserv.

Read on to everything about this unique Mumbai local train accident insurance policy.

What is Mumbai local train cover?

Mumbai local train accident cover will protect you and your family financially in case of an unfortunate accident while travelling on a Mumbai local train. If anything happens to you while commuting, you can give your family financial support through this insurance policy.

What is the coverage of this insurance policy?

With a Mumbai local train insurance cover you can get high coverage of up to Rs.1 lakh with a premium of just Rs.410 per annum. In case of your untimely demise while travelling on a Mumbai local train, your nominee will get up to Rs.1 lakh as a death benefit. This policy will not only cover sudden death will but also cover expenses in the event of disability or injury. If you have acquire a disability or injury while travelling in the local train and can’t work, you can claim Rs.2,000 per week.

What is not covered?


If you are an individual below 18 years of age or above the age of 70 years, you will not be eligible for this insurance policy. Also, any expenses incurred due to accident or injury other than while commuting via Mumbai’s local trains will not be covered by this policy.

How to apply for this insurance policy?

You can easily apply for the Mumbai local train cover by submitting an online application form. Then make the premium payment online to avail the benefits of this insurance.

How to make a claim under this insurance policy?

If you have suffered any loss or incurred expenses than you can lodge a claim by contacting your policy provider using the contact details mentioned in the policy document. In case you apply to Bajaj Finserv you can make a claim by sending an email to or by calling on 1800-209-1021, a toll-free number.       

You can’t live without the efficiency that local trains offer but you can live without the worries of suffering an injury! To apply right away, check your pre-approved insurance offer from Bajaj Finserv. It’s the most straightforward and fast way to get insured.  Bajaj Finserv also offers various types of other pocket insurance policies under health, travel, lifestyle and assitance. Check them and get yourself protected now.


Published by Mohsin Ahsan