Many times, people will budget for birthdays, weddings, vacations and any other fun filled adventures but not so many will think of budgeting for a funeral until they are grieving the loss of a loved one. And because the death of a loved one is something that leaves many stressed, it is difficult for the family and friends to make any sound financial decisions at a time like that.

So, to ensure that you are able to afford a memorable sendoff for your loved one in this sad moment, a moment when heightened emotions might rob you of sound state of mind, please read on.

  • Be informed – The very first thing you should do is educate yourself about funerals and memorial services. For example, posts like this are a good start for you. By being thirsty for such information, you will be able to know a thing or two about the final arrangements and the kind of services you should expect from the funeral home.


  • Consider cremation as an alternative for burial –Funeral costs seem to be increasing by the day. But because death is sudden and at times premature, one of the best ways to reduce the funeral expenses is by choosing to cremate your loved ones instead burying them. With cremations, you don’t have to set money aside for the grave liner or the headstone. You also don’t have to pay for a burial plot and so on.


  • Shop around and compare the pricing – When you lose a loved one, you should get in touch with a funeral home that is known for the most exceptional services. And because there are so many funeral homes these days, shopping around for the right one can be quite overwhelming. Not to worry though; whether you have decided to hold a burial for your loved one or cremate their remains, think of budget funerals, compare the pricing of different homes and then choose one that is affordable.


  • Do not be afraid to ask for the coffin price list – Different funeral homes will show you different coffins for you to pick one that you feel is right for your departed one. In addition to viewing the different options, be sure to request for the coffin price list. Depending on the price list, you can then go ahead and choose a coffin for the deceased.


  • Limit the flowers – As much as flowers are a sign of love and compassion, you should limit the number of flowers at the funeral. Unless you are making the flowers yourself, you should consider reducing the flowers. As a matter of fact, if you are financially strained, you can make a statement, show the love and depict compassion with only one bloomy bouquet.


Last but not least, consider having your own pallbearers – Most funeral homes will offer you well trained and professional pallbearers but of course at a fee. The good news is, you can organize to have your own pallbearers, especially those who were close to the departed. In as much as this will save you some money, you will also give the pallbearers an opportunity to be involved. 

Published by Harris Scott