Owning a super-fast, amazing car is something that many of us yearn for all our lives. But the truth is that we’re only ever exposed to the best bits of supercar ownership. The financial and other downsides tend not to be mentioned.

Owning an exotic car has always been a luxury. They’re not supposed to be cheap, or even easy to run. They exist purely to test the limits of what engineering can achieve. This means that they come with a bunch of downsides that most people don’t expect.

So what strings are attached to owning an exotic car?

Outrageously High Insurance

If you think your insurance is bad, spare a thought for the owners of luxury cars. If you actually want to drive them on the road and not have them sit in a garage all day, it’ll cost you a fortune. Take the Bugatti Veyron for example. Ensuring the standard model of the car will set you back more than $3,000 per month. How about the Mercedes SLR? That’s not a lot cheaper at a whopping $2,700 per month. Surely a Lamborghini Aventador would be a little cheaper? Nope. Insuring one of those will cost you $2,800 per month.

You’re Much More Likely To Get Hurt

Owners of exotic cars are far more likely to wind up getting hurt than the owners of regular cars. The reason for this is twofold. One: supercars are way more powerful than most people can handle. As a result, they tend to run away from people. Even with all his experience in his McLaren F1, British comedian Rowan Atkinson has managed to crash it twice. And two: supercars don’t prioritise safety features. It means that if you do get into a smash, you and your attorney will be filing for some hefty compensation.

People Will Want to Race You

Just sitting in a sports car can be an invitation for people to race you. It doesn’t matter how sensible you are on the road; the mere sight of a fast car can get people’s blood pumping. If you’re an extrovert, you’ll probably love all this. But most people would rather be left alone to get on with their journey. There’s nothing more annoying than pulling up to the lights and every time having somebody want to race you. People assume that you’ll be game, just because you’ve got the wheels for it. But it’s hardly the sort of thing you want to be doing when you’ve got your granny in the back, and she’s just eaten lunch.

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People Will Stop, Stare and Take Photos

Fast cars are the stuff of dreams for many people. As a result, you’re likely to get mobbed everywhere you go. If you stop at the service station for a bag of crisps, there’s a chance that when you come back, there will be a crowd around your car. If you’re the sort of person who likes to roll with this type of thing, then maybe supercars are for you. If you’re like everybody else, then perhaps it's best to leave it in the garage.


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Published by Kate Westall